6 Reasons to Get Bariatric Financing with United Medical Credit
Over 30% of the adult population in the United States are struggling with obesity. This means about 1 in 3 adult Americans are exposed to several health conditions (e.g., diabetes, heart disease, stroke, hypertension, arthritis, liver, and kidney failure, etc.) caused by obesity. Fortunately, several medical procedures are effective at reducing a person’s weight, helping them regain good health as a result. The problem is that not many people can afford these procedures.
Even with insurance coverage, patients still end up spending thousands of dollars out of pocket to cover the cost of the simplest bariatric procedure. Without insurance, some weight-loss procedures may cost the patient well over $20,000. Only a few people can afford such an amount without assistance. As a result, many are turning towards alternative sources of financing: personal loans, credit cards, hospital payment plans, and so on.
When it comes to bariatric financing, however, no other provider comes close to United Medical Credit. Apart from being one of the best healthcare financing providers in the United States, here are six other reasons you must get your weight-loss financing from UMC:
United Medical Credit has great terms for bariatric financing
Through United Medical Credit, applicants stand to get loans of up to $35,000 to cover the cost of their weight-loss procedures. Interest rates vary but UMC is known for providing the most competitive rates in the market. They do this by leveraging an extensive network of lenders, allowing UMC to provide applicants with multiple loan options and match them with lenders that are sure to offer them the best terms.
Furthermore, loan beneficiaries stand to enjoy low monthly payments that are scheduled to work perfectly with their finances. Should your financial situation improve and you decide to pay off your debt earlier than stipulated, you may do so without penalty.
Financing from UMC covers a wide range of bariatric procedures
Funding from United Medical Credit covers all weight-loss procedures including gastric bypass, lap-band surgery, adjustable gastric band placement, gastric balloon, duodenal switch, vBloc therapy, and AspireAssist.
With loan amounts up to $35,000, you can conveniently pay for the best bariatric procedures available, ensuring that you receive the highest quality of care.
Weight-loss financing is secured quickly and easily
Getting approved for financing through United Medical Credit is very simple. You start by submitting an application form. Your application is reviewed and sent to lenders that are best placed to provide you with the maximum loan amount at the lowest interest rate. If you are pre-qualified for financing, you get notified minutes after you submit your application. The whole loan process can take just minutes to complete.
If you’re not notified of your pre-qualification immediately after submission, there is no need to worry. You will get your response before the close of business the following day.
You have a better chance of getting approved
Most national providers are only partnered with one or two lending companies. Therefore, once an application is denied, nothing more can be done. As mentioned above, however, United Medical Credit has an extensive network of lenders that specialize in different healthcare areas.
Because of this, you are likelier to get approval for weight-loss financing from United Medical Credit than from any other provider. Furthermore, due to the luxury of options available, people that have good credit get loans with great terms. And those that struggle to secure financing from other providers because they have less-than-perfect credit have an improved chance of getting approved.
Weight-loss financing via hospital payment plans
You can use a hospital payment plan to finance your bariatric procedure. These hospitals often partner with leading companies to provide loans for their patients. Sometimes, however, these companies offer terms that are not very customer-friendly and beneficiaries usually end up paying more than initially expected.
United Medical Credit also collaborates with healthcare facilities, but they do so with utmost transparency. As can be seen above, the terms are designed to make repayment as easy as possible for the beneficiary. Over the past few years, UMC has successfully partnered with thousands of healthcare providers, and if you are about to undergo a weight-loss procedure at a facility, ask them about financing from United Medical Credit.
United Medical Credit offers professional guidance to loan applicants
To provide further assistance to applicants, United Medical Credit has an in-house team of well-trained and experienced associates. These people guide you through the loan selection process, ensuring that you pick the financing option that suits your current needs. Additionally, they talk you through the loan terms, helping you gain a better understanding before you sign.
For over 30 years, United Medical Credit has been providing individuals with healthcare financing, and currently, they are the best in the market. In addition to making sure that applicants get enough funds to cover the cost of their procedures, UMC also ensures that the loan terms are favorable and customer-friendly. Whether you have good credit or less than perfect credit, United Medical Credit is your best option for weight-loss financing.