Looking for Financing Options? Apply for a Personal Loan in Faridabad
Whether you have just bought a home in an up-and-coming neighborhood of Faridabad or have your own manufacturing unit in the city’s fledging industrial district, you may have various personal needs that require you to raise finance from an external source from time to time. This could include a vacation for the entire family, paying for a wedding or purchasing an asset such as jewelry or a vehicle. No matter what your needs, a Personal Loan in Faridabad is a customized financing option that can help you affordably meet all your requirements.
You can easily apply for a Personal Loan and enjoy the following benefits.
High loan Amount
The amount of money that you may need could often run into lakhs of rupees. This is why a Personal Loan lets you borrow up to Rs.25 lakh. You can then use this loan amount for various purposes like financing an overseas holiday, paying for your children’s education, carrying out home repairs, etc. Besides, the loan is available to you on a collateral-free basis, so you don’t have to pledge your assets to access funds.
Pre-approved Offers
Pre-approved offers can help you speed up the application process and raise funds immediately. This loan comes with pre-approved offers for the lender’s existing customers. This means that if you are an existing customer with Bajaj Finserv, for example, you can instantly apply for this loan with minimal documentation. It does not require you to go through all the application formalities that a new customer would have to complete.
Nominal Rate of Interest
When you are borrowing this loan, the Personal Loan interest rate determines its affordability. Fortunately, this loan features a nominal rate of interest that is sure to make loan repayment easy and light on your pocket. A Personal Loan also provides you with flexible prepayment options that make clearing the loan convenient, depending on the lender you choose. So, when you are exploring your options and selecting one, don’t forget to check the prepayment terms that the lender is offering.
Easy Online Application Process
This loan features a simple-four step online application procedure. To apply, all you have to do is fill the application form online and submit the relevant documents. Once the lender looks at your documents and verifies them, the amount will be transferred straight into your bank account.
Immediate Disbursal
This loan comes with quick, 24-hour disbursal. So, once your application is verified and the loan is sanctioned to you, you will receive the amount in your account within 24 hours. As a result, it eliminates the hassle of physically commuting to the branch to collect the cheque and then cashing it. This enables you to raise finance instantly, especially if you are taking the loan to meet an emergency, such as the cost of hospitalization and medical treatment.
Online Account Management
Once you take the Personal Loan and start repaying it, you may want to check various details from time to time, such as the outstanding balance, or access loan statements. You can do this with great ease by making use of the lender’s secure customer portal. You can log in with your user ID and password and access the information at any time. This eliminates the need to contact the lender or an executive each time you seek loan-related information.
These are some of the exclusive benefits of Personal Loan. However, before you do, ensure that you read all the terms and benefits and that it matches your requirements.